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Update on Khamees

Khamees is a 49-year-old single man living in Southern Ghour, Jordan with his brother and sister. He has been running his own business in the past selling hot drinks and herbal drinks at his house. Later on, he expanded his business to sell accessories and baby dolls in addition to cosmetic products . His goal is to open his own store in the future to build a stronger customer base. Now he is seeking a loan that will help him purchase a larger amount of accessories and baby dolls in addition to new types of products.

Previous Loan Details

Khamees was born in 1965. He is single and lives at a sector in Jordan called Southern Ghour, with his brother and sister. Khamees has been responsible for his siblings since his parents' death. He is trying his best to provide them with all that they need. Khamees has been selling hot drinks and... More from Khamees's previous loan »

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Jordan

  • $6,100
    Average annual income
  • 39
    View loans »
    Jordan Loans Fundraising
  • $8,222,050
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Khamees to buy more accessories and baby dolls to sell.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jul 27, 2014
Aug 24, 2014
Currency Exchange Loss:
Jun 21, 2015