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Emprendedoras Group
In this Group: Margaryth, Blanca Lizeth, Ester, Andrea, Ana Maria, Elizabeth , Jhunnior, Sara Reveca
The A.C. "EMPRENDEDORAS" will be starting their second loan-cycle on Pro Mujer, as part of Centro Focal de Panamericana. This group consists of eight members and is directed by a committee of which Señora Margarith is the President. The businesses that the communal bank members conduct are varied and among them are: sale of homemade medicines, manufacture of purses and backpacks, knitting of leggings, a carpentry workshop, cell phone sales, sock sales, cheese sales, and sewing of T-shirts.

The loan that they will take out benefits small micro-enterprises, where Señora Margarith is a member. She indicates that she has been a member of Pro Mujer for one year, joining by way of a friend's invitation who is a client of the institution. Currently she has a business knitting blankets; she shares that she learned this trade from her sister-in-law eight years back. With a little money and the technique she already learned, she is deciding to open a business independently.

The loan that she will now take out is for the growth of capital (purchase of wholesale wool) that she will purchase from the wholesalers in the markets of the Ciudad de El Alto and later sell in her sale space. This form of work allows her to generate resources to support her family, since she is single and has four children.

When consulted about what she liked about Pro Mujer, she responded that she liked the savings and training that the institution offers.
View original language description ↓
La A.C. “EMPRENDEDORAS” iniciará el segundo ciclo en Pro Mujer, como parte del Centro Focal de Panamericana, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Margarith es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de medicamentos caseros, producción de carteras y mochilas, tejido de polainas, taller de carpintería, venta de celulares, venta de medias, venta de queso, costura de poleras.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Margarith es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por la invitación de una amiga que es cliente de la institución. En la actualidad ella tiene un negocio de tejido de mantas; da a conocer que este negocio lo aprendió de su cuñada hace ocho años atrás, con un poco capital y con la técnica ya aprendida decide implementar un negocio independientemente.

El crédito que ahora sacará es para el aumento de capital (compra de lana por mayor) que adquirirá de las vendedoras mayoristas de las ferias de la Ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es soltera y tiene cuatro hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro y las capacitaciones que ofrece la institución.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

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About Bolivia

  • $2,817
    Average annual income
  • 95
    View loans »
    Bolivia Loans Fundraising
  • $28,726,250
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Emprendedoras Group's $4,350 loan helped a member to purchase wholesale wool.
85% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 18, 2014
Listed
Aug 23, 2014
Currency Exchange Loss:
Possible