The loan that they will take out will benefit the small microenterprises, of which Juliana is part. She says that two years ago, she joined Pro Mujer, joining at the invitation of a friend who is a client of the institution. Currently, she has a business knitting and weaving blankets. She says that she began this business 18 years ago, upon finishing her courses at the technical institute where she learned how to handle wool.
The loan that they are now taking out is to increase capital (to purchase wool in bulk) that she will acquire from the wholesalers in the city of El Alto and after making them she will sell them in the traditional festivals of the city of El Alto. This type of work permits her to generate resources to support her family, since she lives with her partner and has two children.
When asked what she likes about Pro Mujer, she responds that she likes the training and the health services that the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Juliana es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por la invitación de una amiga que es cliente de la institución. En la actualidad ella tiene un negocio de tejido y trenzado de mantas; da a conocer que este negocio lo implemento hace 18 años, al concluir el estudio en un instituto técnico donde aprendió el manejo de la lana.
El crédito que ahora sacará es para el aumento de capital (compra de lana por mayor) que adquirirá de las vendedoras mayoristas de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en las ferias tradicionales de la Ciudad de El Alto. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella vive en concubinato y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones y el área de salud que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
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