Vicuñitas De Mariscal Group
The loan that they will take out will benefit the small microenterprises of which Juana is a part. She says that this is the first time that she joined Pro Mujer, joining at the invitation of a neighbor who wanted to create a communal bank in the institution. Currently, she has a business selling light bulbs, she says that she undertook this business fifteen years ago, since some of her family members had the same business and she decided to continue it.
The loan she is now taking out is to increase her capital (purchase light bulbs in bulk) that she will acquire from the wholesalers in the city of El Alto and later will sell in her retail space. This type of work allows her to generate resources to support her family since she lives with her partner and has six children.
When asked what she likes about Pro Mujer, she says that she likes the health service that the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Juana es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de una vecina que deseaba formar una Banca Comunal en la institución. En la actualidad ella tiene un negocio de venta de focos; da a conocer que este negocio lo emprendió hace quince años, ya que sus familiares tenían el mismo negocio y ella decidió continuarlo.
El crédito que ahora sacará es para el aumento de capital (compra de focos por mayor) que adquirirá de las vendedoras mayoristas de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella vive en concubinato y tiene seis hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el servicio de salud que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid