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Irene
Since she was a young girl, Irene has showed her aptitude for style and business, such that when she saw her aunt doing manicures she helped her, and learned in this way. Ten years ago, before the birth of her first-born daughter, Irene started this same type of business, to which she added various merchandise, progressing so that she had a stable clientele and great sales potential.

Her business is located in her own home and she conducts business daily, starting at 7 in the morning, until 4 in the afternoon. She has received a loan before, that helped her a lot because she was able to make improvements to her premises and to situate it independently, as well as increase the stock of her offering.

Today Irene is the mother of two children, ages 9 years and 3 months. Her greatest longing is to support them, and together with her partner, is creating conditions that better their life. Her immediate goal is to make a home improvement and better the financial life of her family.

At present she is applying for a Kiva loan, her first loan from the Fundación Mario Santo Domingo, with which she will purchase nail-polish and removers, accessories, and stationery. This will quickly improve her business, especially in presentation and in having a greater offering. This will impact her clientele, and help her gain new sales.
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Desde muy niña Irene mostró su aptitud por la estética y el emprendimiento, por eso cuando veía a su tía haciendo manicure, la ayudaba y así fue como aprendió. Hace 10 años, previo al nacimiento de su primogénita, Irene inició este mismo tipo de negocio, al que agregó mercancía variada, aprovechando que tenía una clientela fija y un gran potencial de ventas. Su negocio está establecido en su propia vivienda y le produce ingresos diariamente, iniciando desde las 7 de la mañana hasta las 4 de la tarde. Ella ha recibido un crédito anteriormente, que le sirvió de mucho porque logró hacer un mejoramiento al local y ubicarlo de manera independiente e hizo crecer el surtido de su oferta. Hoy Irene, es madre de dos hijos en las edades de 9 y 3 meses y su mayor anhelo es apoyarlos, junto a su cónyuge, creándoles condiciones que mejoren su vida. Su meta inmediata es hacer un mejoramiento a su vivienda y mejorar la vida económica de su familia. En la actualidad está aplicando a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual comprará pinta-uñas, removedores, accesorios y papelería, con ello mejorará rápidamente su negocio especialmente en la presentación y en una mayor oferta, que impactará a su clientela, para obtener nuevas ventas.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Tags

About Colombia

  • $11,100
    Average annual income
  • 488
    View loans »
    Colombia Loans Fundraising
  • $15,259,900
    Funds lent in using Kiva
  • 1,884.8
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $350 helped Irene to purchase nail-polish and removers, accessories, and stationery.
87% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 17, 2014
Listed
Aug 23, 2014
Currency Exchange Loss:
Possible
Ended:
Jun 21, 2015