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Mathew Group
In this Group: Isatu, Fatu, Aminata
This is Isatu S., Fatu K. and Aminata K.. They named their group the Mathew Group. They are local entrepreneurs in the town of Makeni. This is the sixth time they’ve received a Kiva loan through SMT. Previously, each one in the group received a loan of 1,000,000 LE. That loan created meaningful impact in the lives of these people. They were able to use the proceeds to pay for their children’s school fees. They’re also able to feed and clothe themselves and their children with the income generated from the loans. Today, they are requesting a loan of 3,000,000 LE to buy more goods to add to their businesses.


Isatu S. (left) is the leader of the group. She is thirty-five years of age. She was born in Makeni, north of Sierra Leone. She is married with three children. Two of her children are in secondary school and one is in primary school. Her husband is a businessman who sells second-hand clothes. Isatu sells both soft and hard drinks in Makeni City.


With this new loan, Isatu will expand on her business. She will be able to buy at least twelve crates of soft drinks, seven crates of beer, three crates of Battery energy drink and three crates of power shakes. She travels to Freetown, which is 390 miles round trip, to buy the drinks. The fare to and from Freetown is 20,000 LE each, and she pays 100,000 LE for the crates of drinks she buys. So far, Isatu faces no major challenge worth noting. Business is going fine for her and she loves doing it. Her immediate goal is to buy herself a plot of land so that she can build a house. She is tired of renting!

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 53
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 3,003.0
    Sierra Leone Leones (SLL) = $1 USD