Update on María DoloresMaría makes up part of the 10 de Agosto village bank. She lives in the parish of Santa Ana. This parish is of cold climate, it has a beautiful view of the city of Cuenca and of nature. Its people work raising animals and at agriculture. Many work in the city, carrying out various activities.
María is 43, she is married and by the fruit of her conjugal union, she has conceived 6 children. Two of her children work and help her economically and four study in a school of the sector. Her husband works in construction, the house that they live in is their own. María works raising animals, which she sells when she has an economic necessity. She also works in agriculture. These activities give her the opportunity to pass more time at home and, at the same time, be independent.
She is repeating the loan and she is going to invest it in the purchase of chickens, guinea pigs and construction materials for improving her house. She likes her village bank because it always gets her out of her routine and she has a space to be with her friends and chat about various topics of her interest.
La Señora María tiene 43 años de edad, está casada y fruto de su unión conyugal ha concebido 6 hijos, dos de sus hijos trabajan y le ayudan económicamente y cuatro estudian en un colegio del sector, su esposo labora en la construcción, la casa en la que viven es propia.
Doña María se dedica a la crianza de animales los mismos que los vende cuando tiene alguna necesidad económica, también se dedica a la agricultura, estas actividades le dan la oportunidad de pasar el mayor tiempo en casa y a su vez ser independiente.
Esta repitiendo el crédito y lo va a invertir en la compra de pollos, cuyes y materiales de construcción para el mejoramiento de su casa. Su grupo de crédito le gusta porque siempre sale de la rutina y tiene un espacio para estar con sus amigas y platicar de varios temas de su interés.
Previous Loan DetailsMaria has been part of the “10 de Agosto” lending group for 10 years. During that time she has made some good friends, with whom she shares her good times and bad. She lives in the Santa Ana parish in Cuenca, where its architecture is a mix of old and new. Its people are warm hearted and keep ... More from María Dolores's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 8 months (Additional Information)
- Repayment Schedule
- Jul 18, 2014
- Aug 23, 2014
- Currency Exchange Loss:
- Feb 20, 2015
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.