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Grace Group
In this Group: Rose, Hadijah, Asiya , Nulu, Barbra*, Nulu, Rehemah, Hawa , Annet, Mariam
* not pictured
Rose M., 37, is a married mother of five children, aged six to 20. She is also the foster mother of her late brother’s three orphans. She rents a small stall in Kampala’s vibrant Owino market where she sells second-hand clothes and provides tailoring services. She became a seamstress five years ago after earning a certificate in tailoring. She specializes in gomeses (traditional dresses) and school uniforms.



This is Rose’s first loan with BRAC. She will use the loan proceeds to purchase wholesale quantities of clothing items for her boutique and to purchase more tailoring materials and supplies. She hopes that this loan will help her attract more customers with a higher selection of products and increase her profits.



Rose has big ambitions! She hopes to one day import clothing from Dubai and New York and offer them in her own exclusive boutique. She would love to be able to educate her children in the finest universities abroad.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 235
    View loans »
    Uganda Loans Fundraising
  • $31,036,700
    Funds lent in using Kiva
  • 2,000.1
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Grace Group's $1,925 loan helped a member purchase wholesale quantities of clothing.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 18, 2008
Listed
Nov 25, 2008
Currency Exchange Loss:
Covered
Ended:
Sep 15, 2009