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Joseph is a married man who has seven children.
He operates a retail business selling tailors t-shirts. He has been involved in this business for 10 years. His business is located in a populated area and his primary customers are institutions.
Joseph says his biggest business challenges are a lack of capital and machines.
He will use the Kes 20,000 loan to buy tailoring machine. His business goal is to expand within five years.
This is his first loan with SMEP Microfinance Bank.