Check out other loans that are currently fundraising!
Norma has been operating her own rental housing business for 14 years, and she earns well from this. She is from Taguig, 63 years of age, and is married to Herman. She has a big responsibility to provide for their needs, especially for her two children. Norma and her husband have to work hard, with the determination of earning more income than they currently do, so they can provide their children with a better education.

To improve her profit and to pay for the maintenance of the boarding house, Norma would like to ask for loan assistance. An amount of 12,000 PHP could help her in the renovation and beautification of their place, so that her regular boarders will choose to stay there for longer periods of time. She sincerely wants you to know her heartfelt thanks and appreciation for this assistance.

In the future, Norma hopes to refurnish her boarding house and make it concrete. She dreams for her children to finish their studies. Norma meets with her co-fellowship members* every week to share stories of her work and to draw strength and inspiration from the Word of God she studies.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay microfinance loans.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $1175
    Average annual income
  • 303
    View loans »
    Philippines Loans Fundraising
  • $50,698,750
    Funds lent in using Kiva
  • 43.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Norma to pay for the repair and maintenance of her rental property.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 24, 2014
Aug 22, 2014
Currency Exchange Loss:
Feb 20, 2015