Her source of income is planting and growing coffee which she has done for a number of years. It is something that she learned from her parents and later did along with the man who is now her husband. The land that they work as a family is partly an inheritance from her parents and the rest belongs to her husband so with a lot of sacrifice bought it.
Their clients are the different inhabitants of the area who work selling the product as middlemen and some to for profits and stores. She has as a goal in life to expand the business and her house. She dreams of supporting her children so they can continue their studies and graduate from university so that they can have a better life. She also wants to buy a vehicle to be able to transport the coffee and leave as an inheritance for their children with the hope that they will become interested in the business.
Emelina is requesting a loan to buy agricultural inputs to assist her coffee crops which need support and maintenance for the new season. She will buy inputs like fertilizer, manure, foliar sprays amongst others which are very useful to obtain excellent results in their harvest.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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This loan has been fully funded!