Joseph is 39 years old, married with six children. He earns his income through the sale of crops and profits from his retail shop. He grows coffee, maize, bananas, and cassava. He also has cows, goats and chicken.
Joseph looks forward to becoming a Community Knowledge Worker (CKW). As a CKW, he will use the materials in his business-in-a-box (smartphone and solar charging) to disseminate vital agricultural information to the other members of his village, helping them to improve their crop yields and increase their incomes.
With the additional money he will earn as a CKW, Joseph will use it to pay school fees for his children. His biggest dream in life is to become a leading farmer supplying farm produce in his community food market.
More information about this loan
This loan is part of Grameen Foundation's AppLab program and Community Knowledge Worker initiative, providing borrowers with mobile phones, solar chargers and other equipment to become knowledge centers for their smallholder farming communities.
With these tools, community knowledge workers can help their neighbors access information and advice to improve their crop yields, connect with markets and generate more income. They can also conduct mobile surveys to help local organizations better meet farmers' needs. Community knowledge workers make monthly salaries based on the number of surveys they collect, enabling them to repay Grameen for the equipment.
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit