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Thavy Group
In this Group: norm, Yun, Thavy, Kry
Thavy is 28 years old, a farmer and a married woman living with her husband and two small children in Prey Veng Province of Cambodia. She has been a farmer since 2004. Her husband is 35 years old, a tuk tuk driver. Together, they can earn approximately $22 per day.

Now Thavy would like to request a loan as a member of a group of four and she will use her portion to build a latrine. This loan will help her and her family live healthily and keep the environment clean. In the future, she is going to buy a taxi for her husband to run, renovate her house and support her children to go to university.

Additional Information

More information about this loan

This loan is designed to help Cambodian households build standard latrines for improved sanitation. In Cambodia, the lack of proper and basic sanitation facilities contributes to health issues, including dehydration and malnutrition caused by diarrhea. These illnesses also create an additional economic burden for low-income and vulnerable families.

Kredit engaged in several strategic alliances with water and sanitation organizations to design and provide a customized and affordable loan product to borrowers. By funding this loan, you are playing an important role in improving access to clean water and sanitation.

Sanitation loans will be included in larger Kiva business loans intended to fund both borrower's business and sanitation needs.


About KREDIT

KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 117
    View loans »
    Cambodia Loans Fundraising
  • $36,587,375
    Funds lent in using Kiva
  • 4,048.6
    Cambodia Riels (KHR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Thavy Group's $2,000 loan helped a member to build a latrine.
0% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 23, 2014
Listed
Aug 22, 2014
Currency Exchange Loss:
Possible