Ramil also runs a corn growing farm. He grows corn on their farm located in Iloilo, which is in the high lands where it is suited to growing corn and other fruits. He sells his product at the market, to the fruit stores that he supplies regularly, and to the local community. He earns a minimum of PHP 3,000 in sales every week.
To help him continue operations of his business, he is requesting a PHP 30,000 loan to buy fertilizer and farm inputs for his business. Part of the loan will also go on the maintenance of his farm. He expects a boost in his business income as he expands.
Ramil dreams of expanding his farm business further and growing other fruit staples. He wants his children to finish their studies. He meets up with his co-fellowship members* to share stories of his work every week and to draw strength and inspiration from the Word of God which he studies.
* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital and repay micro finance loans.
More information about this loan
On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>
About the Center for Community TransformationThe Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.
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Success!! The loan was 100% repaid