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Najmi is a kind woman. She has overcome many difficulties in her life - her husband passed away, and she was left with 3 children and no breadwinner. Her eldest son, Farrukh, helps her around the house. One month ago she started her own business selling seeds. She buys the seeds in bulk, processes them, packages them, and then sells them at the local market. With the goal of expanding her new business, she wants to purchase equipment for processing seeds. Najmi is asking for a loan of 2000 US dollars to purchase the equipment. She is confident that, after the purchase of this equipment, her new business will flourish, and will provide new jobs for fellow countrymen. She awaits your goodness.
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Начми добрая женщина. Она пережила много трудностей в своей жизни. Ее муж умер, и она осталась без кормильца с 3 детьми. Ее старший сын Фаррух помогает ей по домохозяйству. Она один месяц назад начала свой собственный бизнес: переработкой семечек. Она покупает семечки оптом, перерабатывает, упаковывает и продает на местном рынке. С целью расширения нового бизнеса она хочет купить оборудование для переработки семечек. Начми запрашивает займ на сумму 2000 долларов США для покупки оборудования. Она уверена, что после покупки оборудования, ее новый бизнес будет процветать, и она будет обеспечить новыми рабочими местами своих соотечественников. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.


About Tajikistan

  • $2,700
    Average annual income
  • 147
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Najmi to buy equipment for processing seeds.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 4, 2014
Aug 18, 2014
Currency Exchange Loss:
Aug 17, 2015