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Miriel
Miriel is a young accounting student, and she is requesting a loan to be able to cover her education costs. This is her story:

I’m Miriel, I am 31 years old, I live in Hatillo San Critobal, to the south of the Dominica Republic. I was born and raised in the same province, I have a brother and a sister, I’m not married, and I am a single mother of two daughters. Sadly, my father passed away, and my mother works as a domestic employer in a family house (the same work I am doing now). My wish is to study accounting at the "Universidad del Caribe" (UNICARIBE) because it allows me to work and study, as it facilitates me being able to take classes one day a week with a schedule that doesn’t interfere with my work.

I chose this major because it was my dream when I was little. I love numbers, all the ones that have to do with accounts, and I also like business. I really have the need to request this loan because my income is not enough for all the economic costs that are required to study this major, and at the same time sustain my daughters. If I don’t manage to obtain this loan, sadly my dream will not come true. My daughters’ education will also be affected because everything that I do is so that they don’t go through what I have: not being able to finish my education when I had to, due to lack of economic resources from my parents.

My academic goals are to finish my major, and take classes that will help me strengthen and exercise it as a great professional, capable of working in the best companies of my country, providing the knowledge acquired.
View original language description ↓
Miriel es una joven estudiante de Contabilidad, ella solicita un préstamo para poder cubrir sus gastos educativos, esta es su historia:Soy Miriel, tengo 31 años de edad, vivo en Hatillo San Cristóbal, al Sur de Republica Dominicana, nací y crecí en la misma provincia, tengo un hermano y una hermana, no estoy casada, soy madre soltera de dos hijas, mi padre lamentablemente falleció y mi madre se desempeña como empleada doméstica en casa de familia, el mismo trabajo que actualmente estoy desempeñando yo.
Mi deseo es estudiar contabilidad en la Universidad del Caribe (UNICARIBE) porque me permite trabajar y estudiar ya que me da la facilidad de poder tomar clases un solo día a la semana con horario que no interfiere con mi trabajo.
Escogí esta carrera porque de pequeña fue mi sueño, me encantan los números y todo los que tiene que ver con cuentas y además gustan los negocios.
Realmente tengo la necesidad de solicitar este préstamo porque mis ingresos no son suficientes para todos los gastos económicos que abarcan estudiar esta carrera y a la vez sustentar a mis hijas. Si no logro conseguir este préstamo mi sueño lamentablemente no podría hacerse realidad y la educación de mis hijas también se vería afectada ya que todo el esfuerzo que hago es para que ellas no pasen por lo que yo pase que no pude terminar mi estudios cuando tenía que terminarlos por falta de recursos económicos de parte de mis padres.
Mis metas académicas son terminar mi carrera, hacer cursos que me ayuden a reforzarla y ejercerla como una gran profesional, capacitada para trabajar en las mejores empresas de mi país aportando los conocimientos adquiridos.

Additional Information

More information about this loan

The education loans administered by FUNDAPEC can have loan terms of up to 12 years, which includes a grace period of up to 5 years. The grace period includes the time during which the student is enrolled at university. During the grace period, the borrower is not required to make any repayments, and the lenders will not receive any repayments. Please make sure loan terms and repayment schedules suit you before lending.

About FUNDAPEC

FUNDAPEC is a student lending organization headquartered in Santo Domingo, Dominican Republic. Its vision is to broaden access to education for all Dominicans, and offers financing to everyone from high school students to graduate students to afford tuition and educational supplies like laptops. Kiva lenders’ funds are used to help students pay for their educations. These loans are post-disbursed, and will not be provided to students until they are fully funded by Kiva lenders.

About Dominican Republic

  • $7,611
    Average annual income
  • 7
    View loans »
    Dominican Republic Loans Fundraising
  • $8,065,475
    Funds lent in using Kiva
  • 43.5
    Dominican Republic Pesos (DOP) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $4,650 helped Miriel to cover higher education costs.
0% repaid
Repayment Term
113 months (Additional Information)
Repayment Schedule
Irregularly
Disbursed:
Sep 16, 2014
Listed
Aug 20, 2014
Currency Exchange Loss:
Possible