The group "Primavera" or "Spring" is represented by Señora Marlene and is comprised of sixteen members who have devoted themselves to doing business.Their characteristics are the seriousness and the responsibility with which they work in their positions selling food, clothing, groceries, baked goods, and other products. Some have devoted themselves to public transportation and others work in domestic service. They comment that they have to continue working to support their family and pay their debt, in order to demonstrate that they are capable and polite people in their work and are continuous members of the foundation Agrocapital. The loan that the members request is to buy work instruments and supplies for the production of their products. In this manner they can improve their income and their quality of life. As for the borrowing experience, it is not the first time that they have worked with supportive groups and they know the responsibility that is necessary in order to pay back their loan.
EL GRUPO "PRIMAVERA" ESTA REPRESENTADO POR LA SEÑORA MARLENE Y CONFORMADO POR 16 SOCIAS QUE EN SU MAYORÍA SE DEDICAN AL COMERCIO, SU CARACTERÍSTICA ES LA SERIEDAD Y LA RESPONSABILIDAD CON LA QUE TRABAJAN EN SUS PUESTOS D. VETA D. COMIDA, ROPA, ABARROTES, HORNEADOS Y OTROS PRODUCTOS, ALGUNOS SE DEDICAN AL TRANSPORTE PÚBLICO Y OTRAS TRABAJAN EN SERVICIOS DOMESTICO. ELLAS COMENTAN QUE TIENE QUE TIENE QUE SEGUIR TRABAJANDO PARA SOSTENER A SU FAMILIA Y PAGAR SU DEUDA PARA DEMOSTRAR QUE SON GENTE CUMPLIDA Y MUY CAPAZ EN SU TRABAJO Y SER SOCIAS CONTINUAS D. LA FUNDACIÓN AGROCAPITAL. EL CRÉDITO QUE SOLICITARON LAS SOCIAS. ES PARA LA COMPRA D. INSTRUMENTOS D. TRABAJO, INSUMOS PARA LA ELABORACIÓN D. SUS PRODUCTOS Y D. ESTA MANERA PODER MEJORAR SUS INGRESOS Y SU CALIDAD D. VIDA, EN CUANTO A LA EXPERIENCIA NO ES LA PRIMERA VEZ QUE TRABAJAN CON GRUPOS SOLIDARIOS POR LO QUE SABEN LA RESPONSABILIDAD QUE SE NECESITA PARA EL PAGO D. SU CRÉDITO
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.