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Ms. Doris P. is 47 years old, married, and has 3 children, ages 13, 18, and 28, who study. The eldest works and is independent. Ms. P. sells food in a free trade zone. Even though she is a street vendor, she already has an established clientele. She sells food for cash and credit, but her biggest problem is not having a fixed business space. She started the business with money that she obtained from a bank. She has been in sales for 10 years now. She currently works with loans that Afodenic gives her at low interest rates in order to keep her business well-stocked with a variety of dishes to offer great customer service. In the long run, she hopes to have her own kiosk in the free trade zone in order to boost sales and reach out to more customers. She wants to help her two children with their studies.
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La Sra. Doris tiene 47 años de edad, casada y con tres hijos de 13,18 y 28 años de edad, que estudian, el mayor trabaja y es independiente, doña Doris vende comida en una zona franca es ambulante pero ya tiene sus clientela les vende al cantado y al crédito pues su mayor dificultad es no tener un local fijo, ella inicio con dinero que presto en una financiera, ya son diez años de estar en las ventas, actualmente trabaja con prestamos que Afodenic le otorga a bajas tasas de interés para mantener su negocio surtido y con variedad de platillos para ofrecer a sus clientes un buen servicios. A largo plazo es obtener un kiosco en la zona franca para vender mas y crecer en ventas como en captar mas clientes, ayudar a sus dos hijos con los estudios.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,073,675
    Funds lent in using Kiva
  • 19.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Doris purchase staple grains and vegetables for food preparation.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 18, 2008
Nov 20, 2008
Currency Exchange Loss:
Oct 15, 2009