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Update on Wazma

Wazma is a 53-year-old married woman who is mother of six children. Wazma started a small business selling different kinds of snacks and food supplies at her house three years ago. After she noticed that her neighbors started to come and buy and ask for other products, she decided to open her own independent mini market where she is currently selling her products and making a profit. Now her mini market is running out of products, and in order to be able to cover all the area needs, she is now applying for a loan to add more products and to cover her clients’ requests.

Previous Loan Details

Wazma is a 49-year-old married woman who has six children to raise. She lives in an almost isolated area far from some services. Wazma recently started a small business selling different kinds of snacks and food supplies at her house, benefiting from the fact that there is no close supermarket i... More from Wazma's previous loan »

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Jordan

  • $6,100
    Average annual income
  • 30
    View loans »
    Jordan Loans Fundraising
  • $7,941,575
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,625 helped Wazma to add more variation in the food products that she sells.
55% repaid
Repayment Term
23 months (Additional Information)
Repayment Schedule
Jul 19, 2014
Aug 20, 2014
Currency Exchange Loss: