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Gagik lives with his family in the city of Stepanavan, which is in the Lori region. Now he is a taxi driver with his own car. He says he is very thankful to his numerous regular customers who help him earn for his family's living by ordering his taxi daily, some of his customers even several times during a day. Among his customers are his friends, neighbors, relatives and once unfamiliar people who already became his friends.

Gagik is married and in his family he has one very important and urgent problem for the solution of which he is ready to work night and day. Gagik has two children and unfortunately, his newborn son has a severe childhood disease which changed the life of the whole family. Gagik believes that his son will recover, they just must pray and wait, wait with belief of God and of his almighty being. Doctors say that the child needs a very long and particular course of treatment and there is a chance that he may get rid of that problem.

So this loan amount is expected like never before, since now it is time for the baby’s treatment course and this loan will be one more step which will bring the child closer to victory over his disease, closer to the day that he will run healthy, happy and cheerfully to the delight of his parents.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 128
    View loans »
    Armenia Loans Fundraising
  • $14,350,650
    Funds lent in using Kiva
  • 412.0
    Armenia Drams (AMD) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $975 helped Gagik to pay for his baby’s treatment course.
46% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 7, 2014
Aug 20, 2014
Currency Exchange Loss: