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Flor Nieve
In a town called Tierras Amarillas in the canton of Rocafuerte, the members of the credit group Mejorando El Futuro (Making the Future Better) meet biweekly. This area is known for its agriculture; most of the inhabitants make their living with short-cycle crops.
One of the town’s inhabitants, Flor, is 42 years old and is in a common law marriage, from which she has two children aged 18 and 15 who are studying in school. Her husband works in a public institution in Portoviejo.
Flor is a housewife, and in order to make her own income and thereby help her husband with the household expenses, she sells Avon products (beauty products, cosmetics, fragrances, and accessories for women). She works every day, mostly in the morning. She loves her job and has done very well. She sells her products on credit and collects payments once a week. She has been doing this for more than 5 years, and her best-selling products are perfumes and cosmetics.
This loan is to buy perfumes, creams, and cosmetics. She has been with this credit group from the start and she likes it because the payments are easy to make. Her dreams are to keep moving forward with her business.
View original language description ↓
En una localidad llamada Tierras Amarillas del cantón Rocafuerte cada quince días se reúnen las socias del Grupo de Crédito Mejorando El Futuro, este sector es conocido por su agricultura ya que gran parte de sus habitantes se dedican a los sembríos de ciclo corto.
En este lugar vive la señora Flor, tiene 42 años de edad y mantiene una relación de unión libre de la cual tiene dos hijos de 18 y 15 años que estudian en colegio. El marido trabaja en una institución pública en Portoviejo.
Doña Flor es un ama de casa que para obtener sus propios recursos y con esto ayudarle a su esposo en los gastos del hogar se dedica a la venta de productos de Avon (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja todos los días más que todo en horas de la mañana, a ella le encanta su trabajo y le ha ido muy bien, ella deja sus productos a crédito y cobra cada ocho días. Tiene más de 5 años que se dedica a esta actividad, lo que más vende son los perfumes y cosméticos.
Este crédito es para comprar perfumes, cremas y cosméticos. Esta desde el inicio en el Grupo De Crédito y le gusta porque los pagos son fáciles de hacer. Sus sueños son seguir adelante en su negocio.

About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Flor Nieve to buy perfumes, creams, and cosmetics.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 18, 2014
Listed
Aug 19, 2014
Currency Exchange Loss:
N/A
Ended:
Jan 17, 2015