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Genesis 3 Group
In this Group: Carlixta, Zuleika, Maria, Enaudina, Amparo
Carlixta is the coordinator of her group, Genesis 3, and her group is located in one of the poorest areas around Santo Domingo city, where running water (none of which is potable) and electricity are unreliable. She makes her home here in a simple structure with her long-term partner and their two children.

Carlixta is excited to be seeking her 14th loan with Esperanza. She plans to use this loan to invest in her business. She operates a Beauty Salon, and she will invest in her business by buying a hairdryer and hair products to sell to her clients and apply these products when they come to her salon. She will use the profits to re-invest in her business. Her most difficult challenge is managing to have a comfortable life. She thanks all of you for your support.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Dominican Republic

  • $9,700
    Average annual income
  • 1
    View loans »
    Dominican Republic Loans Fundraising
  • $8,374,650
    Funds lent in using Kiva
  • 43.7
    Dominican Republic Pesos (DOP) = $1 USD