Grupo Chuimaza Group
The work she performs with so much care is buying and selling traditional clothing. She carries out this activity in her home, and in places near the community where she lives. The second activity she is engaged in is selling thread, an activity she has been sharing with a sister for more than three years because it generates profits for the welfare of her family and improves her family’s financial conditions and those of the community as well.
She has been an example in her community and, for this reason, a group of women have joined with Manuela to be able to establish their businesses so that each one may succeed and have significant incomes. She will use the loan she is applying for to purchase merchandise, traditional styles, for later respective sale in the surrounding areas. One of her aspirations is to have a sales location in the community market.
El trabajo que ella realiza con tanto esmero es la compra y venta de cortes típicas dicha actividad lo realiza en su casa y en lugares cercanos de su comunidad donde ella vive, la segunda actividad que ella realiza es la venta de hilos negocio que realiza con una hermana por más de tres años porque les genera una ganancia para el bienestar de su familia y mejorar las condiciones económicas de su familia y comunidad.
Ella ha sido un ejemplo en su comunidad y es por ello que un grupo de mujeres se han unido a Manuela para poder emprender sus negocios para que cada uno de ellas pueda supera y tener ingresos importantes.
El uso que ella le dará al préstamo que ella está realizando es para la compra de mercadería o corte típica para luego su respectiva venta por los alrededores. Uno de las aspiraciones de ella es tener un local en el mercado de su comunidad.
More information about this loan
About ADICLAADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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This loan has been fully funded!