Update on Martha EstelaMartha,24, is a person with excellent principles and values, which have brought her to be a woman well-recognized in her community. She makes a living doing housework in her home and she makes a living raising and selling fattening chickens. Martha lived and grew up with her parents who were very humble and hard-working people who also made a living selling chickens and eggs since they worked in their own laying hen farm. Her family consisted of three siblings of which she was the oldest meaning that she had to help with the chores around the house and the farm.
Martha makes a living doing the domestic activities in her home, which she learned from her parents, since she was 12 and she also makes a living raising fattening chickens and selling eggs since she has a farm with 50 laying hens and 50 fattening chickens. She has been doing this for over 10 years and will continue to do it since it has become the principal source of income which gives them profits to satisfy the basic necessities of her children. Her husband joins her in this activity during the afternoons, since in the morning he works in agriculture.
The money will be used to buy chickens and laying hens, since those that she has have surpassed their useful lives and she has to buy more hens and chickens and also part of the money will be invested in bicycle parts since her husband has started to offer this service which will bring them new income for the family.
Her dreams for the future are to have a farm with better equipment and get a new loan to buy an incubator and in this way have more income, to support the education of her son, and to support her husband to improve the equipment in his shop.
Martha se dedica a los oficios domésticos de su hogar desde los 12 años actividad que aprendió de sus padres y también se dedica a la crianza de pollos de engorde y a la venta de huevos ya que posee una granja de 50 gallinas ponedoras y 50 pollos de engorde realizando estas actividades lleva más de 10 años y continuara haciéndolo ya que se ha convertido en su principal fuente de ingresos de donde les proporciona ganancias para satisfacer las necesidades básicas de sus hijos a esta actividad se suma su esposo y lo hace por las tardes, ya que las mañanas las dedica a los trabajos de la agricultura.
El dinero será utilizado en compra de pollos y gallinas ponedoras, ya que las que se le han agotado las existencias y tendrá que comprar más gallinas y pollos y también una parte del dinero será invertido en compra de repuestos para bicicleta ya que su esposo ha comenzado a realizar esta prestación de servicio, lo que traerá un nuevo ingreso a su familia.
Los sueños que ella tiene para un futuro son las de tener una granja, con las mejores instalaciones, y adquirir un nuevo crédito para la compra de una incubadora de esta forma tendrá mejores ingresos y apoyar el la educación de su hijo y apoyar a su esposo al mejoramiento de las instalaciones de su taller.
Previous Loan DetailsMartha is a 24-year-old woman with good moral principles. For 6 years, she has dedicated herself to keeping up her home, ensuring that her family has what they need and that they live in a clean and pleasant environment. She didn't have a formal education since she grew up with her grandmother… More from Martha Estela's previous loan »
More information about this loan
This loan is designed for rural women in El Salvador. Loan amounts are much smaller than average and the field partner is not requiring any guarantee for this type of loan. The goal is to support businesses that will enable women to work from their homes or start flexible businesses, as many of them are single mothers and are the sole caretakers for their families. Women who receive this type of loan also receive training on entrepreneurship, business management and budgeting.
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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This loan has been fully funded!