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Kyu Chan Village
Located in Central Myanmar’s Pale township, this community currently has 32 village customers, including 4 CBO (Community Based Organization) committee members who help to lead the loan program in the area. This village is located in Myanmar's dry zone, where insufficient rainfall is very common. Most villagers are Buddhist and struggle finding access to affordable credit, as the state-owned agricultural bank is not active in the area. Due to the lack of job opportunities in the village, some villagers will go to other countries, such as Thailand, as construction workers to support their families. Others are forced to migrate to urban centers to become traders.

Those who stay are mainly farmers who grow wheat, sunflowers, paddy, and various beans. Sesame and pigeon peas are the highest yielding crops for farmers. These farmers aspire to use their loans to buy agricultural inputs that will boost their crop yields and, therefore, their crop sales. The villagers hope to use their additional crop income to mend the road in the village, as the poorly maintained road makes it difficult for people to travel to their farms and other cities.

Pictured above are the committee members from Kyu Chan Village CBO: U Tin, U Win, U Sein, and U San. Included in the photo (farthest to the right) is 32-year-old U Tin, who is the father of two small children. He grows paddy, sesame, and beans and raises livestock to generate extra income for his family. The new loan will help him to pay for seeds and fertilizer to enrich his crops.

Additional Information

More information about this loan

This loan will be facilitated through Proximity Designs network of Community Based Organizations (CBOs) in order to support rural farmers in Myanmar’s Delta and Dry Zone regions.  Proximity worked closely with CBOs to provide relief services after Cyclone Nargis and to support village infrastructure projects.
CBOs also play a key role in providing access to microcredit.  In this model, CBO committee members support Proximity loan officers throughout the entire loan cycle. They assist in selecting village borrowers and also act as formal representatives during loan disbursement, collection of repayments and other communications. CBO committee members appear in Kiva profiles – often alongside village borrowers – as representatives of the community.
Since families rely heavily on income from farming to support their livelihoods, these loans are structured with a single bullet repayment at the end of the loan term. The timing aligns with expected harvest season when borrowers will be able to repay. All community members who receive financing through the CBO model must repay their portion of the loan before a village will be eligible to receive new funding. 

About Proximity Designs:

Proximity Designs is a non-profit social enterprise that offers loan products to help small, low income farmers increase their productivity and income. There are around 12 million farmers in Myanmar who make up more than a third of the labor force. The majority of these farmers have virtually no access to formal credit institutions.

In the absence of other financing opportunities, most small farmers in Myanmar are unable to afford the equipment, material, and labor necessary to grow their crops without the help of Proximity Designs. Kiva funding will be used to help Proximity Designs expand its agricultural microfinance operation and reach more low income, rural farmers.


About Myanmar (Burma)

  • $1,700
    Average annual income
  • 4
    View loans »
    Myanmar (Burma) Loans Fundraising
  • $1,170,950
    Funds lent in using Kiva
  • 973.0
    Myanmar Kyats (MMK) = $1 USD

Success!! The loan was 100% repaid

A loan of $6,350 helped Kyu Chan Village to help 32 villagers to purchase seeds for farming.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
At end of term
Sep 30, 2014
Aug 20, 2014
Currency Exchange Loss:
Feb 17, 2015