Lilian Wangari

Location:	Kasarani,nairobi, Kenya	Repayment Term:	14 months (more info)
Activity:	Cereals	Repayment Schedule:	Monthly
Loan Use:	To purchase stock of cereals and grains	Currency Exchange Loss:	Covered
		Default Protection:	Not Covered

Lillian Wangari is 31 years old and single with one child. Lillian supports her aging mother, because she is the last born in the family. She lives in Kitengela, a town on the outskirts of Nairobi, but she operates her shop at Kamukunji.

Lillian started her shop in 1999. This was after selling scrap metals for almost three years, through which she managed to save Ksh 100,000 to use as the initial capital for her current business. With this amount, she rented a shop and bought stock. Of late, her customers have been asking her if she can stock cereals and grains, since they don’t like hopping from her shop to another. The only problem is that she does not have the cash to stock her shop with cereals and grains.

She is kindly requesting a loan of Ksh 25,000 which will enable her to purchase sacks of maize, beans, green grams, and imported and local rice. With this stock Lillian will be able to give her customers a variety of grains and cereals and build her income. The repayment period is 12 months.

Lenders to this entrepreneur

Laurence
Antibes,
France

Helle
Århus C,
Denmark

Urs
Fahrwangen,
Switzerland

Canisius High School
North Collins, NY
United States

Steve and Myra
Vernon, CT
United States

Amy's mom
KivaFriends.org, Midwest
United States

Jeffers and Triin
Amherst, MA
United States

Isabelle
La Prairie, Quebec
Canada

yves
boulogne billancourt,
France

Mikkel
Taastrup,
Denmark

Anonymous
Toronto, Ontario
Canada

Top Lending Teams for this entrepreneur

Denmark
Local Area
258 Members

KivaFriends.org
Common Interest
1028 Members

Kiva France
Local Area
396 Members

Journal entries for Lilian Wangari

Loan has been disbursed Entrepreneur: Lilian Wangari Location: Kasarani,nairobi, Kenya Thank you for your loan. It has been disbursed to Lilian Wangari by Action Now: Kenya (ANK) in Kenya. We are excited to watch this business grow. Over the next 12 months, Action Now: Kenya (ANK) will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.
Posted by from Kasarani,nairobi, Kenya Dec 15, 2008
Comment on this entry

Update on Your Loan to an Action Now: Kenya Borrower Entrepreneur: Lilian Wangari Location: Kasarani,nairobi, Kenya Dear Lender, This is an update on your loan to a borrower working with Action Now: Kenya in Kenya. Thank you for supporting low-income entrepreneurs by lending through Kiva. You may have noticed that repayments on this loan have not been coming in for quite some time. After detailed investigation by Kiva representatives in Kenya, our team has determined that further repayments on your loan will be considerably delayed. However, Kiva staff are working closely with our Field Partner, Action Now: Kenya, who manages this loan on the ground to arrange the gradual repayment of your loan. To learn more, please visit: http://www.kiva.org/about/aboutPartner?id=36 Although your loan is delinquent, we hope you realize that over 95% of loans on Kiva have been repaid in full and that you'll give lending to developing world entrepreneurs another chance in the future. Thank you, Ben Elberger Kiva Staff Microfinance Partnerships Manager
Posted by Benjamin Elberger, Kiva Staff, from San Francisco, United States Apr 2, 2009
Comments (24)

Default of Your Loan to an Entrepreneur with Action Now: Kenya Entrepreneur: Lilian Wangari Location: Kasarani,nairobi, Kenya After continuing non-payment to Kiva, all active Action Now: Kenya loans have now been defaulted. Kiva will continue to pursue recovery of funds on these loans and apply funds proportionally to lenders if and as funds are received. However, Kiva staff have judged the likelihood of recovery on these loans to be sufficiently low such as to update the loan status of these loans to “defaulted”. For further details on this default, please see Action Now: Kenya’s Field Partner page: < href="http://www.kiva.org/about/aboutPartner?id=36">http://www.kiva.org/about/aboutPartner?id=36.
Posted by Benjamin Elberger, Kiva Staff, from San Francisco, United States Dec 16, 2009
Comments (9)

Clarification on Action Now: Kenya Loan Entrepreneur: Lilian Wangari Location: Kasarani,nairobi, Kenya Recently, a mass journal was sent out informing lenders that all of Action Now: Kenya’s active loans have defaulted after continued non-repayment from ANK to Kiva. This journal was erroneously posted to a number of loans from ANK that had been paid back in full and were not affected by the recent defaults. To clear up any confusion that this mass journal caused, we want to let you know that these defaults only apply to lenders who have active loans with ANK. Kiva will continue to pursue recovery of funds on these loans and apply funds proportionally to lenders if and as funds are received. However, Kiva staff have judged the likelihood of recovery on these loans to be sufficiently low such as to update the loan status of these loans to “defaulted.” For more information about the default, please visit Action Now: Kenya’s Field Partner page here: http://www.kiva.org/about/aboutPartner?id=36. We apologize for the error. If you have any questions about this, please feel free to post a comment below or email us at contactus@kiva.org.
Posted by Benjamin Elberger, Kiva Staff, from San Francisco, United States Dec 18, 2009
Comments (3)

Repayment Schedule for Lilian Wangari

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	Expected Repayments	Actual Repayments	Comments
March 2009	$29.17	$0.00	Delinquent
April 2009	$29.17	$0.00	Delinquent
May 2009	$29.17	$0.00	Delinquent
June 2009	$29.17	$0.00	Delinquent
July 2009	$29.17	$0.00	Delinquent
August 2009	$29.17	$0.00	Delinquent
September 2009	$29.17	$0.00	Delinquent
October 2009	$29.17	$0.00	Delinquent
November 2009	$29.17	$0.00	Delinquent
December 2009	$29.17	$2.74	Delinquent
January 2010	$29.17	$0.00
February 2010	$29.13	$4.22