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Ifat has successfully built her beauty parlor business with the support of Kashf Foundation and Kiva. She is best known for hair styling and make up in her town. She earns a good amount of income to bear her household expenses. Previously, with the help of a Kiva loan she was able to expand her business. Now, she has requested for a loan of 45,000 PKR to buy hair care products and skin products along with the packs of hair rollers, combs, and scissors. She is hopeful to cater to more customers time after time. She expects a boost in her earnings and wishes to expand her business in the near future.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 333
    View loans »
    Pakistan Loans Fundraising
  • $15,680,075
    Funds lent in using Kiva
  • 99.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Ifat to buy hair care products and skin products along with the packs of hair rollers, combs, and scissors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 16, 2014
Aug 19, 2014
Currency Exchange Loss:
Aug 17, 2015