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Ama A. is married and has 5 children. She has received no formal education. Ama sells firewood which is a source of fuel for the majority of fishmongers. She also prepares a local meal called 'banku' for sale. Maize is used in the preparation of the banku which is widely eaten in the country. She sells the banku at Kissi near Elmina, which she has done since 2004. Her husband is a chain saw operator. Ama uses her income to support her husband in meeting the family’s financial needs. Ama will use the loan to purchase more firewood to meet the increase in demand. With the new profits from her expanded business, Ama plans to invest in her children's education.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 35
    View loans »
    Ghana Loans Fundraising
  • $11,958,450
    Funds lent in using Kiva
  • 1.2
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Ama ama will use the loan to purchase more firewood to meet the increase in demand.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Nov 10, 2008
Nov 21, 2008
Currency Exchange Loss:
Jul 15, 2009