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Las Brisas Group
In this Group: Mishell Middory, Ricardina, Marcelina Isabel, Fanny Margarita, Berbelina*, Jesus Brayan
* not pictured

Update on Las Brisas Group

This is the “Las Brisas” bank. It is made up of 6 responsible and enthusiastic members. Fanny is 40 years old and married. Fanny has worked selling food with her family for more than 5 years. Thanks to her work and efforts she can keep helping her husband with the household expenses. In the future, she wants to become independent in the restaurant business. In order to improve, she asked for a loan with which she will buy rice, sugar, pasta, and milk, so she can serve her customers. The “Las Brisas” bank is grateful to all of the Kiva investors for making this loan possible. Fanny is the first on from the right, wearing a purple sweater.
View original language description ↓
Esta es la Alcancía “Las Brisas” La cual está constituida por 06 socios responsables y entusiastas. Fanny de 40 años de edad es casada. Fanny se dedica a la venta de comida juntamente con su familia hace más de 05 años. Gracias a su trabajo y esfuerzo puede seguir apoyando a su esposo con los gastos del hogar. Más adelante desea independizarse con el negocio de menú. Con el deseo de seguir mejorando solicito el crédito la cual comprará arroz, azúcar, fideos, leche y de esta manera poder atender a sus comensales. La Alcancía “Las Brisas” agradece a todos los inversionistas Kiva por hacer posible dicho crédito. Fanny es la primera del lado derecho y viste chompa morado.

Previous Loan Details

This is the new group "Las Brisas", which is made up of five responsible and enthusiastic members. 48-year-old Berbelina is separated. She has worked in the sale and distribution of food for more than three years. Thanks to her constant dedication she has managed to get ahead and provide her only... More from Las Brisas Group's previous loan »

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,998,275
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Brisas Group's $1,800 loan helped a member to buy rice, sugar, pasta, and milk so she can serve her customers.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 1, 2014
Listed
Aug 17, 2014
Currency Exchange Loss:
Possible
Ended:
Jan 17, 2015