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Bricelda
Bricelda is very happy and very satisfied; thanks to various Kiva lenders in partnership with the cooperative COMIXMUL, she invested her financing in paying for labor to be able to fertilize and tag her pre-existing coffee crops and the coffee plants that are small where the coffee is green so that the product remains solid and good quality. Thanks to this financing she thinks it was a door that opened at the right moment, because she was in precarious conditions for doing the last maintenance on her coffee plantation. Giving her coffee a last round of fertilizer allowed her to fortify her it even more; her crops needed this last maintenance and she hadn't done it due to a lack of capital.

Bricelda is very grateful to God first for allowing her to access these funds, as she was able to get ahead with her commitment. She is again asking for a second loan that will allow her to invest in buying supplies that will enable her to fertilize, clean and pay labor for this new season.
View original language description ↓
Doña Bricelda se encuentra muy feliz y muy satisfecha ya que gracias a los diferentes inversionistas en KIVA en alianza con la cooperativa COMIXMUL ella invirtió su financiamiento en pago de mano de obra para poder una parte abonar y foliar sus cultivos de café ya existentes y las plantas de café que están pequeñas donde el café esta verde esto para que el producto se mantenga sólido y de buena calidad. Gracias a este financiamiento ella considera fue una puerta que se abrió en el momento justo, porque estaba en condiciones preocupantes para darle el ultimo mantenimiento a su plantación de café lo cual permitió fortalecerla más, dándole una última abonada necesitando sus cultivos este último mantenimiento y por falta de capital no lo había hecho. Muy agradecida con Dios primeramente por permitirle acceder a dichos fondos pues ella pudo salir con su compromiso y nuevamente ella solicita un segundo financiamiento el cual le permitirá invertir en la compra de insumos con los cuales podrá abonar, limpiar y pagar mano de obra para esta nueva temporada.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 76
    View loans »
    Honduras Loans Fundraising
  • $8,656,500
    Funds lent in using Kiva
  • 21.0
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,300 helped Bricelda to buy fertilizer and to pay for labor to assist and maintain her coffee crops.
54% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Aug 8, 2014
Listed
Aug 17, 2014
Currency Exchange Loss:
Possible