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Kosar Bashir Ahmad Group
In this Group: Kosar Bibi, Asia , Allah Rakhi , Taj Bibi, Zubaida, Shahida Bano
Kosar baji is a wife of B. A.. They reside in a city named Pakpattan, Pakistan. She is 40 years old and a very active lady. Kosar baji is a mother of two children, one son and one daughter. Her son is a carpenter. Her daughter reads in the 5th standard grade.

Kosar baji and Mr. B. get up at five each morning to work in their field. They have land in an area named “Aziz-a-Abad” in the city of Pakpattan. They grow vegetables there. When the vegetables become ripe they harvest them and Mr. B. goes to the market to sell the vegetables.

Kosar baji successfully repaid her first loan from Asasah (a microfinance institute of Pakistan). Now she is applying for a loan to buy fertilizer for her land so that they can grow more vegetabless and earn more profit.

She is joined in her loan group by a few more members. Asia baji wants a loan to buy a buffalo for her milk selling business. Allah Rakhi baji wants a loan to buy ingredients such as chick peas and rice for her food business. Taj baji wants a loan to buy cigarettes on wholesale to resell. Zubaida baji wants a loan to buy a lath machine. Shahida baji wants a loan to buy electric supplies like wires and switch boards for her electric shop.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 429
    View loans »
    Pakistan Loans Fundraising
  • $15,128,300
    Funds lent in using Kiva
  • 80.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kosar Bashir Ahmad Group's $1,250 loan helped a member to buy fertilizer for agriculture.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 25, 2008
Nov 23, 2008
Currency Exchange Loss:
Mar 25, 2010