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Pazilet is 58 years old, a widow and a mother of 6 children. Pazilet has a secondary education and has been involved in animal husbandry and farming since 1991. Thanks to Pazilet's hard work, today her business contains 4 cows. She grows potatoes on her 0.65 hectares of owned land, carrots on 0.35 hectares, and wheat for internal business consumption and sale on another 0.35 hectares. She sells milk to local residents daily. Pazilet's ecologically clean and delicious agricultural products are in high demand, yielding a monthly income of about 10,000 som (KGS). In order to further develop her business, Pazilet requested a loan in the amount of 100,000 som (KGS) from the "Bai-Tushum" Bank to buy two dairy cows to increase milk production. The earnings from the loan will help Pazilet improve her financial and living conditions.
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Пазилет 58 лет, вдова, мать 6 детей. У Пазилет - среднее образование, с 1991 года занимается животноводством и полеводством. Благодаря упорному труду Пазилет, в ее хозяйстве на сегодняшний день имеется 4 коровы. На собственном участке, мерою 0,65 ГА, она выращивает картофель, на 0,35 ГА - морковь и на 0,35 ГА - пшеницу для внутрихозяйственного потребления и реализации. Ежедневно продает молоко местным жителям. Экологически чистая и вкусная сельскохозяйственная продукция Пазилет пользуется большим спросом, принося ежемесячный доход около 10,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Пазилет обратилась в Банк «Бай –Тушум» за кредитом в сумме 100,000 сом (KGS) на покупку двух дойных коров, для увеличения реализации молока. Доходы от кредита помогут Пазилет улучшить ее материальные и жилищные условия.

Additional Information

More information about this loan

This loan is part of Bai Tushum’s efforts to provide essential funds to farmers and agricultural producers to cultivate and process locally grown vegetables, crops, fruits and dairy products. These loans also help people in remote areas access lighting and heating for their households, promote green energy products and help reduce energy expenses. The program includes a 5% rebate of annual interest at the end of loan terms if all repayments are made on time. By funding this loan, you are helping low-income residents improve self-sufficiency, expanding domestic farmers markets and direct producer-to-consumer market opportunities, and making strides against poverty.

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 71
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,315,525
    Funds lent in using Kiva
  • 51.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,950 helped Pazilet to buy two dairy cows in order to increase milk production.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 31, 2014
Aug 15, 2014
Currency Exchange Loss:
Aug 17, 2015