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Santos Miguel
Santos Miguel makes wooden beds (frames and bases), chopping boards for the kitchen, laundry brushes and other items. He has a 26% profit margin which he uses to take care of his wife and son.

In the picture you can see leftover corncobs on the floor which he uses in the oven as part of the process (this prevents excessive firewood consumption, helping the environment as it prevents pollution and forest degradation). You can also see the handles of the wooden laundry brushes (which can be used to clean dirt from work pants, avoiding high consumption of detergents and therefore making washing clothes more efficient).

He is asking for a loan to help him to purchase these materials to support his business.
View original language description ↓
Don Santos Miguel, se dedica a la produccion de camas de madera (marco y base), tablas de picar para la cocina, cepillos para lavar ropa, entre otros. Obtiene un 26% de margen de ganancia, con el que mantiene a su hogar compuesto por compañera de vida e hijo. en la fotografia se puede observar, en el piso, el sobrante de las mazorcas de maiz, que utiliza para el horno en el que realiza parte del proceso (esto evita el consumo excesivo de leña, ayudando al medio ambiente a evitar la contaminación y degradación de bosques), y los "mangos" de los cepillos de madera para lavar ropa (se usan cepillos para limpiar mugre de los pantalones de trabajo y evitar el alto consumo de detergentes haciendo mas eficiente la lavada de la ropa. El pide apoyo para la compra de insumos para la produccion de estos articulos

Additional Information

More information about this loan

This loan will help a low-income family purchase environmentally-friendly goods and equipment, including solar products (lights, water pumps, heaters), biodigesters, energy-efficient light bulbs and gas stoves. Lacking electricity, many people in rural El Salvador are forced to use firewood for cooking and kerosene for lighting, expensive solutions that endanger their health and well-being. By funding this loan, you are providing access to greener, healthier alternatives.

This Kiva loan will be either be a cash laon or an in-kind loan.  An in-kind loan is used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 718
    View loans »
    El Salvador Loans Fundraising
  • $27,130,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Santos Miguel to buy materials to make furniture and wooden brushes.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 23, 2014
Aug 17, 2014
Currency Exchange Loss:
Mar 26, 2015