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Rahila is a maize farmer and member of Babban Gona. Rahila joined Babban Gona primarily to create a better future for her children: Yahaya, Ayuba and Abubakar. Rahila is excited that Babban Gona offers a lasting solution to ending the cycle of poverty. For the first time, Rahila will have access to quality inputs such as fertilizer and seed. Without this loan, she would be subjected to buying these products in the open market where the products are not only very expensive, but are often diluted with external products like sand. With access to high quality inputs, Rahila can reap up to 30 bags/hectare, double the national average of 14 and earn up to $2000/ha, more than three times the average Nigerian farmer’s annual income. When asked, Rahila said “I plan to use the money I make this year to provide more food and clothing for my family.” Rahila is not thinking about just this year alone; she said, “in 5 years, I want to become the most profitable farmer in my community.”

Additional Information

More information about this loan

This loan is aimed at helping smallholder farmers. The farmers are divided into Trust Groups and deliver training and development services, inputs like seeds on credit and post-harvest marketing services. This Kiva loan will thus be used to provide borrowers with needed goods or services, as opposed to cash or financial credit. This system increases farmers’ yields up to 4 times the national average. In addition, Babban Gona markets its farmers’ produce to premium markets over the course of the year, ensuring that they receive the best price possible for their produce and have a steady flow of income year round. Kiva loans are used to help Babban Gona expand its services to more rural areas in Northern Nigeria. Babban Gona posts loans before the inputs are provided so there is a chance that farmers will change their input package after the loan is posted. As a result, the loan amount may slightly change after you fund the loan, and any difference will be repaid to you when the first loan repayment is made. By supporting this loan, you’re providing farmers with the opportunity to increase their yields.

About Nigeria

  • $6,100
    Average annual income
  • 428
    View loans »
    Nigeria Loans Fundraising
  • $6,292,750
    Funds lent in using Kiva
  • 162.7
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $100 helped Rahila to access high quality inputs such as fertilizer and seed in order to double income and yield.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
At end of term
Jul 10, 2014
Aug 9, 2014
Currency Exchange Loss:
Nov 19, 2015