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Dairo
Dairo is 29 years old and has a family composed of his spouse and two young children. To support his family he has had a small business since 2012 where he sells fruit and vegetables. He started his business as they were a displaced family who arrived in the municipality where they now live and he had to find a way to sustain his family. He started selling from street to street with a small cart and added the sale of fried foods which his spouse made. Gradually his fruit business adapted to a more adequate infrastructure and up to now has been growing little by little.

Dario sells the products depending on what is being harvested, each day from 6 am until 9 at night. His goal for the future is to have his own sales location and provide quality education for his children so that they can become professionals.

His main challenge to achieving his goals is working capital. His is not sufficient to meet his dreams. This is the reason he is requesting a loan from Kiva, the first loan he has had through Fundación Mario Santo Domingo. He will use it to buy vegetables, fruit, beef, chicken, pork and eggs. With it he will increase his inventory and have a greater variety in his products, improving the generation of income for his business.
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Dairo de 29 años de edad, tiene una familia conformada por su cónyuge y dos hijos menores. Para sostener su familia tiene un pequeño negocio desde el año 2012, mediante el cual vende frutas y verduras. Su negocio inició porque en su condición de miembro de familia desplazada, debió llegar al municipio donde hoy habita y buscar la forma de ganar dinero para que su familia subsistiera. Empezó vendiendo calle por calle en una carretilla y le agregó la venta de frito para que la realizara su cónyuge; gradualmente a su negocio de frutería agregó una infraestructura mas adecuada como hasta la fecha la tiene y poco a poco ha ido creciendo. Dairo vende los productos de acuerdo a la cosecha diariamente, desde las 6 de la mañana hasta las 9 de la noche. Su meta mas adelante, es tener su propio local y proveerle una educación de calidad a sus hijos, para que lleguen a ser profesionales . Su mayor desafió para el cumplimiento de sus propósitos, es el capital de trabajo, pues no es suficiente para el alcance de sus sueños. Esta es la razón por la cual acude a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual comprará verduras, frutas, carnes de res, aves, porcina y huevos de gallina, con ello se incrementarán sus inventarios pues tendrá una mayor variedad en sus productos, mejorando así su negocio generados de ingresos.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Tags

About Colombia

  • $11,100
    Average annual income
  • 571
    View loans »
    Colombia Loans Fundraising
  • $14,880,975
    Funds lent in using Kiva
  • 1,889.9
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $650 helped Dairo to buy vegetables, fruit, beef, chicken, pork and eggs.
86% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 31, 2014
Listed
Aug 16, 2014
Currency Exchange Loss:
Possible
Ended:
May 17, 2015