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Julius is a businessman in one of Nairobi's markets. He has four children whom he provides for. The area where his business is located does not have adequate sanitation facilities; the few that are available are however not well taken care of and pose a great danger to the users as they are exposed to health hazards.

Julius is seeking a loan to help him purchase and run two Fresh Life Toilets to be set up at the market. He hopes that the toilets will improve the standards of sanitation at the market and enable him earn enough money to be able to repay his loan. He also plans to build more facilities at the market once he has cleared his loan.

Additional Information

More information about this loan

Eight million people in Kenyan slums and 2.6 billion people worldwide lack access to hygienic sanitation. Sanergy aims to permanently reduce related disease in these areas by making sanitation accessible, affordable and sustainable. This social enterprise builds toilets under the “Fresh Life” brand, franchises them to local entrepreneurs, collects the waste and converts it into renewable energy and organic fertilizer.

Because Sanergy’s core business is not microfinance and its partnership with Kiva is unprecedented, these loans present some level of additional risk for lenders. Accordingly, we have not provided a risk rating for this partner.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About Sanergy

Sanergy is a social enterprise that combines technology, entrepreneurialism and a unique business model to provide safe, accessible and affordable sanitation products and services to slum residents across Kenya. Sanergy uses the flexible, zero-interest capital provided by Kiva lenders to offer loans to its network of toilet operators. The funding covers the upfront costs of the toilet purchase, enabling operators to pay back the loan over time with the revenue generated by the toilet.

About Kenya

  • $1,800
    Average annual income
  • 1023
    View loans »
    Kenya Loans Fundraising
  • $40,873,425
    Funds lent in using Kiva
  • 88.0
    Kenya Shillings (KES) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,150 helped Julius to purchase and run two Fresh Life Toilets.
29% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 1, 2014
Aug 15, 2014
Currency Exchange Loss: