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Merita is a 40-year-old villager from the district of Korca, just southeast of the country. She’s got two children who still go to schools, respectively. All that she does is agriculture/livestock, and she sees it as profitable, she says. She plants in small quantities and sells wheat, corn, potatoes and beans, and also raw milk to a nearby dairy farm, and baby calves to locals. The village where she resides is known for the large production of wheat, corn, beans and potatoes, and other grains such as vetch, oats and rye.

Merita has already two cows and wants this loan to invest in another one. Now that her children are almost grown-ups, they help her with the activities, especially with the livestock, according to her.

Merita wants to thank lenders in advance for the financial help.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 25
    View loans »
    Albania Loans Fundraising
  • $2,671,075
    Funds lent in using Kiva
  • 104.2
    Albania Leke (ALL) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,400 helped Merita to invest in a dairy cow.
20% repaid
Repayment Term
39 months (Additional Information)
Repayment Schedule
Jul 30, 2014
Aug 15, 2014
Currency Exchange Loss: