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Maria Cristina
Maria is a very driven person. She is fifty years old, single, and lives in Ancash with her family.

She is a single mother of two, but her children are adults and live on their own. Ever since she was very young, she fought to provide for her family because she always wanted to give her children more opportunities. Thanks to her effort, her children are currently working as professionals. For over twelve years, she has been working selling spices and animals. Things are going very well for her thanks to her good work and because she always provides good service.

Maria is very grateful to Kiva lenders because their help will allow her to buy merchandise in order to expand her business and generate more income. This will allow her to keep doing her best to achieve one of her main goals soon, which is to build her own house.
View original language description ↓
Maria es una persona muy luchadora, tiene 50 años de edad, es soltera y vive en Ancash junto a su familia.
Es madre soltera de dos hijos que ya son mayores de edad e independientes. Desde muy joven ella ha luchado para poder sacar adelante a su familia porque siempre quiso brindar mayores oportunidades a sus hijos. Gracias a su esfuerzo hoy sus hijos son profesionales. Desde hace más de 12 años se dedica a la venta de especerías y animales, le va muy bien debido a su buen trabajo y porque siempre brinda una buena atención.
Maria está muy agradecida con los prestamistas Kiva porque con el apoyo que le han brindado ella podrá comprar mercadería para poder ampliar el negocio y de esta manera obtener mayores ingresos. Gracias a esto seguirá esforzándose para poder cumplir en poco tiempo un gran sueño que tiene: "Construir su casa propia".

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 51
    View loans »
    Peru Loans Fundraising
  • $55,923,400
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $375 helped Maria Cristina to buy merchandise for her food stall.
61% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 9, 2014
Aug 15, 2014
Currency Exchange Loss: