Dongo is a merchant and a member of the business group Esther A. She is an entrepreneur, 36 years old, married, and a mother of six children. Five of the children are in school, while the sixth is still a child.
Dongo has been selling vegetables and spices for 14 years. She displays her goods in a small town market. She started this business from funds she received from her husband, who is a police officer.
This new loan will serve to buy amaranth, cabbage, eggplant, tomatoes, onions, leeks, etc.
Dongo would like to buy a piece of land, build [a home] and educate, clothe, and feed her children.
To finish, she strongly thanks Hekima for helping women who lack access to banking services become independent; especially during this critical post-conflict period in the east of the country.
Dongo est commerçante et membre d’une plate forme d’affaires «Esther A», entrepreneur, âgée de 36 ans, mariée et mère de 6 enfants, dont 5 étudient et 1 est encore gosse. La cliente est vendeuse des légumineuses et épices. Elle étale sa marchandise dans un petit marché de la ville. Elle commença ses business avec de fonds reçu de son mari. Son conjoint est un agent policier. Il y a 14 ans qu’elle exerce cette activité. Ce nouveau prêt va la servir d’acheter les amarantes, chou, les aubergines, tomates, oignons, poireaux etc. Ainsi, elle souhaite acheter une parcelle, construire, scolariser, vêtir, et nourrir ses enfants. Au finish, elle remercie fortement Hekima pour l’autonomisation des femmes entrepreneurs non bancables, surtout; pendant ce moment critique post conflits dans la région de l’Est du pays.
More information about this loan
HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.