The members of the group "Guadalupitas" are represented by Maria Luz. All of them work in sales and have known each other for years because they live in the same area. They all are responsible, caring, and committed to make their payments on time.
Their businesses incluD. the sale of clothing, household products, food, vegetables, fruits, groceries. The "Guadalupitas", like everyone else in sales, face competition in the market, but they are all experienced and hard working, and have no trouble doing well. All of them wish to do better and make a better life for their families.
The loan requested will be used to restock their businesses and to improve the quality of their products.
LAS PERSONAS QUIENES CONFORMAN EL GRUPO "GUADALUPITAS" ESTAN REPRESENTADAS POR LA SEÑORA MARI LUZ, TODOS LOS INTEGRANTES SON PERSONAS DEDICADAS AL COMERCIO Y ADEMÁS SE CONOCEN HACE MUCHOS AÑOS YA QUE RESIDEN EN EL MISMO BARRIO. TODOS LOS SOCIOS SON GENTE RESPONSABLE, SOLIDARIA Y SE COMPROMETEN A SER PUNTUALES EN LOS PAGOS D. LAS CUOTAS. LOS SOCIOS SE DEDICAN A VARIADAS ACTIVIDADES COMO SER: VENTA D. ROPA, PRODUCTOS COSMESTICO, VENTA D. COMIDA, D. VERDURA, FRUTAS, LICORERIA, ABARROTE. COMO EN TODO RUBRO COMERCIAL SIEMPRE EXISTE LA COMPETENCIA EN EL MERCADO POR LA OFERTA Y LA DEMANDA EN ESPECIAL EN LA VENTA D. PRODUCTOS, PERO LOS SOCIOS TIENEN EXPERIENCIA Y ANTIGUEDAD EN SUS PUESTOS D. VENTA POR LO QUE NO TIENEN MAYOR DIFICULTAD CON LA COMPETENCIA. TODOS ELLOS DESEAN SUPERARSE Y SALIR ADELANTE CON SUS FAMILIAS ES POR ESO QUE TODOS TRABAJAN DURO PARA MEJORAR SU CALIDAD D. VIDA. EL FINANCIAMIENTO OTORGADO POR LA FUNDACION AGROCAPITAL SERÁ DESTINADO PARA AUMENTAR INSUMOS A SUS PUESTOS D. VENTA Y MEJORAR EN LA CALIDAD D. SUS PRODUCTOS.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.