At the age of 44 years old, Hy is living in a community of Prey Chhor District of Kampong Cham Province, Cambodia. She is a mother of one married child and four dependent children. To support the family, she is working very hard on her own rice field by growing rice and selling the crop to the local dealers and customers in the market. The net profit that she can generate is USD $5 a day.
To keep her rice growing well and more fruitful, she normally uses natural fertilizers in her farmland. However, now she can’t afford that fertilizer as she used to do regularly. She is now requesting a loan to buy some fertilizers to use on her rice farmland. She would like to thank lenders for the financial support via HKL, which provides her with a much lower interest rate than its general loan product.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.