Update on Ana LuciaAna is a member who takes a leading role in the credit group 'Mas Que Vencedoras'. She enjoys being part of this group because the money she can get helps her to build her business bit by bit. At each meeting, she has a pleasant time with all of her colleagues.
She lives near the center of the city of Azogues. This city is well-known for the skilled work of the artisans and the friendliness of the local people. The center of the city is a mix of colonial and modern architecture. The people still maintain the traditions and culture of their ancestors.
Ana is 27 and is married. She has two children aged seven and two. Her first child studies at the local school. Her husband sells quail eggs on the streets. They don't have their own house so they are renting.
Ana has been selling quail eggs for several years. She sells them already cooked and she offers them around the city. She enjoys doing this because she can be her own boss and earn a daily income. She is asking for a repeat loan because she wants to buy more quail eggs continue her business.
La Señora Ana tiene 27 años de edad, está casada y fruto de su unión conyugal ha concebido 2 hijos de 7 y 2 años de edad, su primera hija estudia en una escuela de la ciudad, su esposo se dedica a la venta ambulante de huevos de codorniz, no tienen casa propia por lo que viven arrendando.
Doña Ana desde hace algunos años se dedica a la venta huevos de codorniz, estos huevitos los vende cocinados y recorre toda la ciudad, le gusta esta actividad porque le da la oportunidad de ser su propio jefe y contar con dinero a diario. Esta repitiendo el crédito porque quiere comprar huevos de codorniz para seguir con su negocio.
Previous Loan DetailsAna has been part of the communal bank “Más que Vencedoras” for the last two years. She lives in the city of Azogues, a city that has inclined structures due to its geography. It is a city with kind and hardworking people, and it’s recognized for its church located at the top of the city. Ana… More from Ana Lucia's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 8 months (Additional Information)
- Repayment Schedule
- Jul 18, 2014
- Aug 15, 2014
- Currency Exchange Loss:
- Feb 20, 2015
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.