Update on Maria MarlenyMaria is 41 years old, she lives with her partner and she has one child. She has her own house in the small village of Chilcal which is in the district of Oyotún, in the province of Chicalayo, in the Lambayeque region on the North coast of Peru. This small village is known for raising and selling barnyard animals, which are sold to locals and buyers from Cayalti.
Maria makes a living by raising and selling barnyard animals such as ducks, chickens and guinea pigs. She is asking for a loan from Edpyme Alternativa to improve the animal pen and to buy animals to achieve a higher income and a larger profit, which will improve the quality of life for her and her family.
Maria se dedica al comercio venta y crianza de animales de corral como patos, gallinas y cuyes. Ella solicita préstamo a Edpyme Alternativa para el mejoramiento del corral de sus animales y compra de estos para obtener mejores ingresos, mayores ganancias y con ello mejorar la calidad de vida de ella y de su familia.
Previous Loan DetailsMarleny is 41 years old. She is married and has two children. She lives with her family in the Oyotún district, a rural area where the population works in agriculture, commerce, and ranching. It is located in the province of Chiclayo, which is in the Lambayeque region of Peru's northern coast.… More from Maria Marleny's previous loan »
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Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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This loan has been fully funded!
- Repayment Term
- 20 months (Additional Information)
- Repayment Schedule
- Jul 10, 2014
- Aug 14, 2014
- Currency Exchange Loss:
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.