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Palabra De Mujer Group
In this Group: Sonia Gladys, Ana Melva, Patricia Magali, Daniel, Ana Patricia, Maura Maria, Amanda

Update on Palabra De Mujer Group

This is the "Palabra de Mujer" group, which has seven enterprising and enthusiastic members. Sonia is one of them. She is 38 years old and separated. She has two children who are now independent. Sonia works as a bus conductor on the local buses. With the money that she earns from this work, she was able to give her youngest children an education. Sonia is applying for this loan in order to maintain her vehicle. Sonia's biggest wish is to own a grocery store. The "Palabra de Mujer" group thanks all those who are making this loan possible. In the photo, Sonia is the first on the left, wearing a yellow t-shirt.
View original language description ↓
Sonia de 38 años de edad es separada con 02 hijos independientes. Este es el grupo “Palabra De Mujer” La cual está constituida por 07 socios emprendedores y entusiastas. Sonia se desempeña como cobradora de pasajes en su medio de transportes urbano. Con el fruto de su esfuerzo ha podido darles una mejor educación a sus menores hijos. Solicitó el crédito para el mantenimiento de su vehículo. Su mayor anhelo es contar con una tienda de abarrotes. El grupo “Palabra de Mujer” agradece a todas las personas que facilitaron este crédito. Sonia es la primera del lado izquierdo y viste polo amarillo.

Previous Loan Details

This new communal bank, "Palabra de Mujer" (A Woman's Word) is comprised of five enthusiastic members. Ana, 36, is divorced and has a dependent son. She has been working as a teacher for over four years. She also sells gas and handicrafts to earn extra income for her household. Through her ha... More from Palabra De Mujer Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 130
    View loans »
    Peru Loans Fundraising
  • $58,907,975
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Palabra De Mujer Group's $1,075 loan helped a member to maintain her vehicle, which is also her main work tool.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 1, 2014
Aug 14, 2014
Currency Exchange Loss:
Jan 17, 2015