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Mama Simona Group
In this Group: Mauricia, Gregoria, Estela, Liz Jhosselin, Rossmery, Hilaria, Ninfa, Paulina, Yaneth, Sabina, Gervacia*, Raul*
* not pictured

Update on Mama Simona Group

The borrowers are members of the "Mama Simona" communal bank, located in the Poroy district of Cusco province, in the department of Cusco. One member of the group is Mauricia, who is 46 years old and lives with her common-law husband and three children.

Mauricia works raising and selling animals. She raises guinea pigs and chickens, helping them grow and fatten up, and then she sells them at various markets. With this small business she is helping her children get ahead in life. Her dream is to have her own store from which to sell the chickens and guinea pigs. Mauricia is asking for a loan to buy more chickens and guinea pigs, and food to feed them.

Other members of this communal bank make a living doing things like selling animals, selling meat, running a small store, and selling prepared food.

The two loan group members whose photos were added at the bottom left had to be photographed after the group meeting because of their work schedules.

Mauricia would like to thank those who help make her dream a reality through Kiva and she promises to pay back her loan installments as scheduled.
View original language description ↓
Los socios pertenecen al banco comunal “MAMA SIMONA”; Este banco se ubicada en el distrito de Poroy, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Mauricia ella es conviviente y tiene 46 años y tiene 3 hijos; La socia trabaja en su negocio de venta y crianza de animales, la socia cría los cuyes y gallinas los hace crecer y engordar y luego los vende en las diferentes ferias, por medio de este pequeño negocio la socia saca adelante a sus hijos, el sueño de la socia es tener un local donde pueda vender los cuyes y gallinas. La socia solicita el crédito para comprar cuyes y gallinas y alimentos para los cuyes y gallinas.
Las socias que estan pegadas a la foto grupal se les tomo la foto despues de la reunion porque pidieron permiso por motivos de trabajo.

Los otros socios se dedican al negocio de venta de animales, negocio de venta de carne, negocio de tienda de abarrotes y negocio de venta de comida.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

These members belong to the "Mama Simona" communal bank, located in the Poroy district of the Cusco province, in the Cusco department. One member of the group is Hilaria, who is 48 years old and married . She has two children. Hilaria has a grocery store. She sells basic staple goods such as r... More from Mama Simona Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 115
    View loans »
    Peru Loans Fundraising
  • $60,091,700
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Mama Simona Group's $5,100 loan helped a member buy chickens and guinea pigs, and food to feed them.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 9, 2014
Aug 13, 2014
Currency Exchange Loss:
Feb 21, 2015