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Oruc is a 43-year-old married man with two children . Oruc is an Internally Displaced Person.

He has grown fruits and vegetables for ten years. His father taught him how to raise crops. Oruc sells his crops in the central market. People use fresh vegetables every day and consider them healthy; many national dishes (pilau and dolma) are vegetable-based. Fresh fruits are popular for every meal.

Oruc would like to increase the number of products he sells and he has applied 500 AZN. He will use the loan to purchase seedsand fertilizer. He has a positive loan history and this will be his 5th loan.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 45
    View loans »
    Azerbaijan Loans Fundraising
  • $13,976,150
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $650 helped Oruc to purchase seed and fertilizers.
41% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 1, 2014
Aug 12, 2014
Currency Exchange Loss: