Mwanahawa is one of the group members who is carrying the group profile. She is a businesswoman who is in her early forties, married, and a proud mother of two school age daughters. Since 2000, she has been supporting her family with a mamalishe business, a business commonly used by middle/low class people. Her customers are happy because she knows how to make them feel better by cooking nice and delicious food. She works from 6:00 a.m. until 4:00 p.m. daily and is able to realize a good profit.
She is requesting her fourteenth loan via Kiva partner's Tujijenge Tanzania. With her previous credit repaid successfully, she bought a fridge to sells cold soft drinks and cooking ingredients like rice, cooking oil, maize, baking flour, vegetables etc. Mwanahawa received an extra income, which she used to buy a digital deck and covered part of the school fees and household expenses. She dreams of becoming a woman of more businesses. She will use her loan to replace old business chairs and tables with new ones. Mwanahawa will share this loan with her group member and together they will hold each other accountable for paying back the loan.
About Tujijenge TanzaniaThis loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.
For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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