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Tozagul K. lives in the Shahrinau region. She is married and has three children. Tozagul manages her own business - a cafe at the region's central market. Currently the space where her cafe is located is in need of improvement. To finance the construction Tozagul needs to take out this loan for the next 12 months. Improving her cafe will help her attract new clients and increase the profits from her business.
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Калонова Тозагуль проживает в районе Шахринау. Имеет свой бизнес. Имеет столовую на центральном рынке района. Замужем и имеет троих детей. В данный момент помещение в котором она работает необходимо сделать ремонт. Поэтому она обратилась за кредитом со сроком в 12 месяцев. Ремонт в помещение поможет привлечь новых клиентов и соответственно увеличить прибыль.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 116
    View loans »
    Tajikistan Loans Fundraising
  • $29,872,325
    Funds lent in using Kiva
  • 3.4
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Tozagul improvement of retail space.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 20, 2008
Jan 1, 2009
Currency Exchange Loss:
Dec 15, 2009