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Norris is 48 years old. He and his wife Veronica are shown together in this photo. They started a restaurant 5 years ago in a market in Lusaka. They also raise quails and make peanut butter to sell. They have 5 children. They all go to school. The oldest is in college and the youngest twin girls, Hope and Faith, are in 1st grade. His dream is to be able to send them all to the best schools possible so they will be better people in society and have a better life.
He is asking for a loan to buy a stock of gasifying cook stoves and biomass pellets to sell to other restaurant owners in the market. He is a respected leader there and wants to promote and sell a healthier, faster, cheaper alternative to the charcoal they use to cook in their restaurants. He also wants to help save the forests of Zambia, which are being cut down to make charcoal. The money he will gain will give him capital to develop his restaurant and a food supply business.

Additional Information

More information about this loan

ECS' Entrepreneurial Loans enable small entrepreneurs and institutions to purchase smoke-free-pellet stoves and fuel pellets. The entrepreneurs will purchase 10-50 stoves for resale and then continue servicing the stoves after resale. Additionally, the borrower becomes the local supplier of the smoke-free pellets that fuel the stoves, thus securing long-term income. Kiva’s low-cost, risk-tolerant capital allows ECS to offer 0% interest financing to these entrepreneurs, which in turn, allows the entrepreneur to sell the stoves at low margin and increase his/her customer base. By supporting this loan you are helping create a steady source of income for entrepreneurs.

About Emerging Cooking Solutions:

Emerging Cooking Solutions (ECS) is a private company that sells clean cooking stoves and sustainable fuel pellets. ECS aims to replace the use of charcoal for cooking with renewable fuel pellets that save forests, reduce CO2-emissions, improve people’s health and generate new tax revenue.

Kiva’s partnership with ECS helps them bring affordable clean stoves and sustainable energy solutions to urban families who use expensive and smoky charcoal stoves. Kiva funding will not only benefit urban communities making the switch to clean energy, but will also benefit the entrepreneurs who earn a secure, long term income by distributing the clean stoves and fuel pellets.


About Zambia

  • $4,100
    Average annual income
  • 7
    View loans »
    Zambia Loans Fundraising
  • $1,106,025
    Funds lent in using Kiva
  • 6.1
    Zambia Kwacha (ZMW) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Norris to buy a stock of cooking stoves and biomass fuel.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 30, 2014
Aug 12, 2014
Currency Exchange Loss:
Jun 18, 2015