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Paul-Jumbe, known as P.J., is 49 years old. He is an elder in his church, the chairman of a market and is a modest man wondering why people tend to choose him as a leader. He left school in grade 9 to work and bring up his 6 brothers and sisters, and got married young. He and his wife, have 8 children. 3 are married and he dreams of sending the younger ones to college. He has a shop selling over-the-counter medication. He is warm and caring and people come to ask for his advice on many matters.
He is asking for a loan to buy a stock of gasifying cook stoves and biomass pellets to sell in his shop. He wants to use his leadership to promote and sell a healthier, faster, cheaper alternative to charcoal, because charcoal is bad for people’s health and destroys the forests of his country. He sees the stoves and pellets as an extension of his business and hopes to develop it more and maybe open more stores some day.

Additional Information

More information about this loan

ECS' Entrepreneurial Loans enable small entrepreneurs and institutions to purchase smoke-free-pellet stoves and fuel pellets. The entrepreneurs will purchase 10-50 stoves for resale and then continue servicing the stoves after resale. Additionally, the borrower becomes the local supplier of the smoke-free pellets that fuel the stoves, thus securing long-term income. Kiva’s low-cost, risk-tolerant capital allows ECS to offer 0% interest financing to these entrepreneurs, which in turn, allows the entrepreneur to sell the stoves at low margin and increase his/her customer base. By supporting this loan you are helping create a steady source of income for entrepreneurs.

About Emerging Cooking Solutions:

Emerging Cooking Solutions (ECS) is a private company that sells clean cooking stoves and sustainable fuel pellets. ECS aims to replace the use of charcoal for cooking with renewable fuel pellets that save forests, reduce CO2-emissions, improve people’s health and generate new tax revenue.

Kiva’s partnership with ECS helps them bring affordable clean stoves and sustainable energy solutions to urban families who use expensive and smoky charcoal stoves. Kiva funding will not only benefit urban communities making the switch to clean energy, but will also benefit the entrepreneurs who earn a secure, long term income by distributing the clean stoves and fuel pellets.

About Zambia

  • $4,100
    Average annual income
  • 20
    View loans »
    Zambia Loans Fundraising
  • $1,185,700
    Funds lent in using Kiva
  • 6.2
    Zambia Kwacha (ZMW) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Paul-Jumbe to pay for a stock of cooking stoves and biomass fuel.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Jul 29, 2014
Aug 12, 2014
Currency Exchange Loss:
Jun 18, 2015